Featured Posts

pastel heels
Pastel Spring Time Accessories for Work and Play
Whether it’s wearing colorful pants in mint, sorbet yellows or corals, or adding a simple pop of colour to a subdued neutral or black ensemble, spring is the perfect season to incorporate more cheerfulness into your wardrobe.
View Post
distressed-denim
The Best Distressed Jeans for Spring
What's the one thing that every modern woman needs in her closet? Good denim. A nice pair of jeans is a brilliant base for any outfit, no matter the season. Spring, however is the perfect time for you to slip into a pair of distressed jeans so why not give them a try.
View Post
woman getting tan
Top Beach Essentials For A Super Chic Summer
Packing for a beachside vacation can be a challenge. Whether you're planning to lounge on the shores of St. Barts or explore the eclectic island streets, you're sure to need some versatile and comfortable options. But not to worry — we've got your style needs covered thanks to this fashion guide.
View Post
To top
19 Dec

How Every Fashonista Can Control Their Finances

fashionistas finances

For those people who to shop and keep up the latest trends, it can be difficult to control your monthly finances. With platforms such as online shopping and click and collect, it has never been easier to spend money on clothing that we probably shouldn’t. However, no-one likes to see their bank account diminished in the first few seconds of getting paid, and so here are some top tips on controlling your finances and resisting the urge to shop until you drop.

Start a Monthly Budget

 woman finance

Monthly budgeting is the key to understanding how much money you should be spending and how much you need to set aside for bills and other monthly assets. The best way to do this is by creating a simple chart that splits your pay-check into multiple different sections such as rent, bills, and spending money. This will allow you to indulge in a few luxury purchases each month without feeling as if you can’t afford the necessities. This is also a good way to save money, leaving you with extra cash that you can transfer straight to your savings account.

Spread out Purchases

shopping bags

Although it might be tempting to splurge all your money on pay-day, spreading your purchases across the month will mean that you are financially ready for spontaneous purchases if they occur, from your washing machine breaking down to that new dress you’ve seen in the window of your favourite shop. Spreading the cost of these over weeks will also enable you to save more money as it is more likely that you will only spend money on what you want rather than on impromptu purchases that you will regret later. This method works even better if you get paid weekly or fortnightly, as this will mean that your bank account will not diminish quite as fast as usual.

Leave Credit Cards at Home

woman shopping online

To stop the temptation of buying spontaneously, leaving your credit and debit cards at home is an excellent deterrent, meaning that you cannot physically make purchases that you do not need. This is especially important if you are going to the shops or to somewhere that might encourage luxury purchases, such as fairs or markets. If you need to make necessary purchases such as food and expenses, deleting your quick payment methods such as contactless and Apple Pay is another way to stem your expenditure by making it less easy for you to spend money, ensuring that you think about the money you are spending.

Don’t go Window Shopping

shopping for bargains

However, if you know that these tips will not stop you spending money, take away any temptation by staying away from the shops completely. This will stop you window shopping or wanting material items that were not noted in your monthly budget. If you feel the need to shop, however, and if avoiding the shops completely is unrealistic, look for sales in high street brands, especially at the end of the season.

Sales normally have reductions on their seasonal clothes between 10 and 75% of the original price, meaning that you can get the clothes you have had your eye on all winter for under half the price. Charity shops also sometimes have a great selection of good quality clothes, and some charity shops now even have a designer section, where you can see everything from branded jackets to dresses for only a couple of pounds.

Online shopping can also save you money as it will allow you to find exactly what you want and keep an eye on your spending – there are also usually online exclusive deals wherein you can get clothes on sale and items that are not usually in shops, allowing you to purchase luxury items without putting stress onto your bank account.

If you have read these tips too late, you can take out a personal loan to help you to consolidate your debt. You can find the best online personal loans for 2018 through loan search websites that compare the best companies for your needs. These allow you to find a loan that can save you money through one organized payment rather than through multiple credit card companies.

Therefore, you can keep control of your finances even when it may seem too late. Additionally, by using our handy tips, you will be able to organize and assess your finances and expenditure in the coming months, allowing you to avoid any unwanted debts or credit card payments.

Related Posts

  • Rethink These 5 Aspects of Your WeddingRethink These 5 Aspects of Your WeddingWhen it comes to weddings, there are many avenues to take to achieve your ideal situation, despite what you may have heard from others that celebrated the big day before. No matter your perceptions about planning your wedding, you can bring your own individuality to the table to make it […] Posted in Lifestyle Blog
  • How To Wear The Head-To-Toe White Trend?How To Wear The Head-To-Toe White Trend?White seems legit in the summer time and it is no wonder it has become such a popular choice on the streets and world’s red carpets. There are at least seven ways to rock this so-right-for-now colour into your wardrobe. However, head-to-toe whites are the chicest way to refresh your look […] Posted in Fashion Trends
  • Cold Weather Lace Up Boots You Will LoveCold Weather Lace Up Boots You Will LoveLace-up boots are a staple in any autumn/winter wardrobe. They have become one of the must have designs in recent years, alongside chunky styles, Chelsea boots, and knee-high options. The thing is, once you find the right boot that works for you, it becomes a staple in your wardrobe – […] Posted in Shoes & Accessories
  • Shoe Trends Straight From The Spring Summer 2022 RunwaysShoe Trends Straight From The Spring Summer 2022 RunwaysIf you happen to be looking to step up your wardrobe, shoes are the perfect territory to tread into first, and the spring / summer 2022 shoe trends offer diverse designs for this. Looking for some hot shoes? With this spring shoe trend guide you will always look fine, chic, and in-the-know! Posted in Shoes & Accessories
  • Winter Outfit Inspiration: Classic Bouclé JacketWinter Outfit Inspiration: Classic Bouclé JacketBoucle jacket (the one that looks like a classic jacket) is the number one coverup of the season. Thanks to its just-pull-it-on-and-go attitude, frayed, gold-trimmed and boho embellished tweed jackets are currently gracing the backs of many celebrities. Here’s the designer (and […] Posted in Fall Fashion
  • Top Makeup Trends for Fall / Winter 2021Top Makeup Trends for Fall / Winter 2021Dropping temperatures mean makeup and especially lipstick shades getting deeper and our skin-care formulas getting richer, accommodating the drier climate. But fortunately, Fall / Winter 2021 has a lot to scoop on the season’s beauty trends to keep things fresh and exciting. Posted in Beauty & Hair
})(jQuery)