Featured Posts

pastel heels
Pastel Spring Time Accessories for Work and Play
Whether it’s wearing colorful pants in mint, sorbet yellows or corals, or adding a simple pop of colour to a subdued neutral or black ensemble, spring is the perfect season to incorporate more cheerfulness into your wardrobe.
View Post
distressed-denim
The Best Distressed Jeans for Spring
What's the one thing that every modern woman needs in her closet? Good denim. A nice pair of jeans is a brilliant base for any outfit, no matter the season. Spring, however is the perfect time for you to slip into a pair of distressed jeans so why not give them a try.
View Post
woman getting tan
Top Beach Essentials For A Super Chic Summer
Packing for a beachside vacation can be a challenge. Whether you're planning to lounge on the shores of St. Barts or explore the eclectic island streets, you're sure to need some versatile and comfortable options. But not to worry — we've got your style needs covered thanks to this fashion guide.
View Post
To top
17 Mar

5 Tips To Help Every Fashionista Stay Financially Afloat And Comfortable

couple at home

Money certainly isn’t everything in life, but it is important. If you’re not careful with your money and find yourself in a difficult financial situation, it can cause unnecessary stress and stop you from doing the things that you want to do.

To make sure that you’re doing everything you can to stay on top of your finances and stop them from being a worry, take a look at this quick list of five tips to help you stay financially afloat and comfortable.

Plan Ahead

diamond ring

Spend most of your days from paycheck to paycheck, spending lavishly at the start of the month and then living on rations on the days before payday? Try to plan out your month in advance, accounting for things like regular outgoings (electricity, phone bill etc.) and also any events or big payments that you plan on going ahead within the coming weeks. This way, it won’t be a massive surprise if you have amounts going out that you weren’t prepared for.

Be aware of your spending

shopping for bargains

Further than preparing and being aware of outgoing bills and payments, another noteworthy tip is being better aware of your spending in and having an eye on your bank balance at all times. Often, we turn a blind eye to what we’re spending on a night out or while shopping, for example, being mortified a few days later when we look at our account balance, and with the amount of helpful online banking apps available nowadays, there’s no excuse. You can even set them up to give you notifications on your smartphone when you send/receive money, or lock your money away in different pots temporarily so that you can only access it at certain times.

Tip – If you want to get more into these different savings apps and learn how they work, The Big Investment has a good piece on some of the best different ones to try out. This is from savings apps and games, to even investment apps and more.

Save your money

woman with coffee

Building up a decent amount of savings will help you to establish a rainy day fund, so that if any emergency payments or needs arise, you aren’t left with nothing. This will give you peace of mind when spending, and making it easier for you to do what you want, when you want, without the fear of running out of cash.

Tip – If you’re struggling to cobble together enough money to be able to save, again you should try planning it out in advance, and saving at the start of the month rather than with what you’ve got left. You don’t need to save a massive amount, and you can always withdraw it back out of your savings if you need it desperately. This isn’t ideal, of course!

Invest for the future

woman online shopping

When you are able, it’s always worth thinking about some of the different ways that you can build up your financial portfolio, and look towards your long-term future rather than just the next month or two. Putting some money into a long-term investment strategy will allow you to bolster your finances in the long term. Property investment, for example, according to RWinvest, is among the best investment methods for the long term, as not only is it a lot more secure and stable than a typical investment strategy as prices don’t fluctuate as dramatically, but with a buy-to-let property, you can start seeing the returns from your purchase right away through rental payments from tenants. This isn’t something available to you with most other investments, and so it’s great for those that want to start making money right away.

Sell unwanted stuff

woman shopping for clothes

As a final piece of advice, one quick way of making money, and organising your things in the process, is to sell some of the stuff that you no longer need or use. Whether it’s old clothes that you don’t wear anymore but are still in perfectly fine condition or electronics that still function, but you have upgraded/moved on from, you could do yourself a favour by clearing space getting rid of this stuff and make a bit of spare cash in the process. With websites and apps such as eBay, Depop, and even Facebook’s Marketplace feature, it’s easier than ever – Simply take some pictures on your phone, and go from there.

Related Posts

  • 5 Jackets Everyone Should Have In Their Closets5 Jackets Everyone Should Have In Their ClosetsSo your anorak is starting to look dated. Do you have the right jacket to replace it with? Lucky you, this fall designers pulled out all the stops to make sure you stay warm and toasty. Presenting chic jacket choices to keep you up to date with the best of fashionable outerwear. Posted in Fall Fashion
  • The Best Technique To Tackle Naturally Curly HairThe Best Technique To Tackle Naturally Curly HairFor some, having naturally curly hair is a blessing, others wish they, could have hair like it, and some spend hours trying to straighten and style it. You’re certainly not alone if you want to tackle your naturally curly hair. It’s estimated that 65% of Australians have natural curls. Posted in Beauty & Hair
  • Why Diamond Rings Are Still Top Of Our Engagement AgendaWhy Diamond Rings Are Still Top Of Our Engagement AgendaDiamonds are a traditional symbol of eternal love and commitment. Diamond is also the birthstone for April and a symbol of clarity and strength. Historically, diamonds were worn in a battle to ensure victory and loyalty. Diamonds are difficult to break, making them the perfect symbol of […] Posted in Shoes & Accessories
  • Best Fall 2022 / Winter 2023 Bag Trends From the RunwaysBest Fall 2022 / Winter 2023 Bag Trends From the RunwaysLet's see which types of are making their way down the Fall 2022 / Winter 2023 runways. Beautiful and functional, classic with a modern twist - this is what the hottest bags are all about. Fall 2022 runways saw a lot of handbag trends, from textured fuzzy bags to top-handle bags […] Posted in Shoes & Accessories
  • Straw Bags for Summer: Editor’s PicksStraw Bags for Summer: Editor’s PicksThis summer you can't go wrong with a cheery straw bag. A seasonal must-have usually works as a casual beach bag, but this time it is handy for your daily commute. Pair it with a floaty sundress and cute for a perfectly accessorized look. Browse the editors picks from and ASOS. Posted in Shoes & Accessories
  • Improve Your Self-Confidence With These 3 Simple StepsImprove Your Self-Confidence With These 3 Simple StepsProblems with self-esteem can harm practically every area of life, including your relationships, friendships, career, and overall health. Luckily, there are ways you can go about increasing your self-esteem. And while everyone faces different problems, and there is no one formula for […] Posted in Health and Fitness